Your path to a Minnesota home starts here.
We calculate every available grant and loan program you qualify for and show only the strongest legal combination — so the number you see is the number you can actually use.
Instant Eligibility Check
Estimated Buying Power
$339,000
Assumptions: property tax 1.2% / yr, insurance ~$200/mo, 3% closing costs, 30-yr fixed at 6.75%, housing-DTI cap 36%.
Assistant AI
Ask about MN DPA programs.
Your Strongest Stack
State DPA combined with the highest-value grant. National DPA programs cannot legally combine with MHFA, so they appear below.
Twin Cities First-Gen Grant
Forgivable grant for first-generation buyers in the metro. Limited remaining funds.
MHFA Start Up Deferred Loan
0% interest, payment deferred for the life of the mortgage. First-time buyers statewide.
Also eligible — cannot combine with the stack above
- MHFA Monthly Payment Loan · $15,000
- Community Choice $5,000 · $5,000
- National Homebuyers Fund · $12,000
Live Homes in Hennepin County
Pulled from active Twin Cities listings, filtered to your buying power.
Home Stretch Homebuyer Classes
Minnesota's official 8-hour homebuyer education workshop. Completion unlocks most down-payment assistance grants. In-person + virtual sessions across the Twin Cities, typically $25–$50 (often waived).